Capital Lead Connect

Terms & Conditions

Last updated:

These Terms & Conditions ("Terms") govern your use of this website (the "Site"), operated by [LEGAL ENTITY NAME], trading as Capital Lead Connect ("we", "us", "our"). By accessing the Site or submitting an enquiry form, you agree to these Terms. If you do not agree, do not use the Site.

1. What we do — and what we do not do

Capital Lead Connect is a lead generation business. We run marketing campaigns, qualify enquiries from business owners seeking commercial funding, and supply those qualified enquiries to funding brokers and lenders.

We are not a lender, broker, underwriter, loan originator, or financial, legal or tax adviser. We do not:

  • offer, arrange, underwrite or approve funding of any kind
  • make credit decisions or pull credit reports
  • set rates, terms, fees or repayment conditions
  • guarantee that any enquiry will result in an offer or in funding

Any funding relationship is formed solely between you and the broker or lender you deal with, on their terms.

2. No advice, no guarantee

Content on the Site is general information for business audiences. It is not financial, investment, legal, accounting or tax advice, and it is not a recommendation of any funding product. Obtain independent professional advice before making a funding decision.

Any figures shown on the Site — including example lead profiles, revenue bands, funding amounts, price points and volumes — are illustrative. They are not a quote, an offer, a projection or a promise of results.

3. SMS / Text Messaging Terms

Program description. Capital Lead Connect sends SMS text messages to business owners and funding professionals who submit an enquiry through our forms. Messages relate to your funding enquiry or lead supply enquiry: confirmations, qualification questions, call scheduling, follow-ups and service updates.

Consent. By providing your mobile number on one of our forms and ticking the consent box, you give prior express written consent for Capital Lead Connect — and the funding broker or lender your enquiry is matched with — to contact you at that number by SMS, including through automated means. Consent is not a condition of any purchase, service or funding approval. You confirm you are the subscriber or customary user of the number given.

Message frequency. Message frequency varies based on your interaction with us; typically no more than [N] messages per week per enquiry.

Cost. Message and data rates may apply. Your mobile carrier's standard rates apply to all messages sent and received.

Opt out. Reply STOP to any message to stop receiving texts. You will receive a single confirmation and no further messages unless you opt back in.

Help. Reply HELP for assistance, or contact us at [SUPPORT EMAIL] / [SUPPORT PHONE].

Carriers. Carriers are not liable for delayed or undelivered messages.

Privacy. Mobile opt-in data and consent records are never sold or shared with third parties for their own marketing purposes. See our Privacy Policy.

4. Eligibility

You may use the Site and submit an enquiry only if you are at least 18 years old and are acting for a business, either as its owner or as someone authorised to act on its behalf. The Site is intended for business and commercial use, not consumer credit enquiries.

5. Enquiries and accuracy

  • You agree that the information you submit is accurate, current and complete, and that you are authorised to submit it.
  • You agree not to submit false, duplicate, automated or test submissions, or another person's details without their permission.
  • Submitting a form does not commit you to purchasing leads or to any funding product, and does not create a contract between us.
  • We may decline, pause or withdraw an enquiry, or decline to supply leads in a given market, at our discretion.

6. Lead supply terms (clients)

If you engage us to supply leads, the commercial terms — lead criteria, price per lead, volume, delivery method, territory, exclusivity, invoicing, payment terms and any credit or replacement policy — are set out in a separate written agreement or order confirmation. That agreement governs lead supply and prevails over these Terms where the two conflict.

Unless that agreement says otherwise:

  • A lead is deemed qualified if it meets the agreed criteria at the time of delivery.
  • Lead quality disputes must be raised within [DISPUTE WINDOW] of delivery, with the reason stated.
  • We do not guarantee contact rates, conversion rates, appointment rates, funded volume or revenue. Outcomes depend on your team's speed to contact, process and underwriting.
  • Fees are payable for leads delivered against the agreed criteria, regardless of outcome.

7. Your obligations when handling leads

If you receive leads from us, you agree to:

  • act as an independent data controller of that data and comply with all applicable data protection, telemarketing, SMS and anti-spam laws, including (where applicable) the TCPA, CAN-SPAM, state telemarketing rules, UK GDPR, EU GDPR and PECR;
  • maintain your own privacy policy and honour opt-out, do-not-call and deletion requests promptly;
  • use lead data only to contact the lead about their funding enquiry, and not resell, re-broker or repurpose it for unrelated marketing;
  • hold all required licences, registrations and permissions for the funding activity you carry out.

You are solely responsible for your own contact practices and compliance after a lead is delivered to you.

8. Intellectual property

All content on the Site — text, layout, graphics, logos, trade marks and code — is owned by us or our licensors. You may view and print pages for your own internal business use. You may not copy, republish, scrape, frame, resell or create derivative works from the Site without our prior written permission.

9. Acceptable use

  • Do not use the Site unlawfully or for any fraudulent or deceptive purpose.
  • Do not use bots, scrapers, crawlers or automated submission tools on the Site.
  • Do not attempt to gain unauthorised access to the Site, its systems or its data.
  • Do not introduce malware or interfere with the Site's operation.
  • Do not impersonate any person or misrepresent your affiliation with any business.

10. Third-party links and platforms

The Site may link to or operate through third-party platforms. We do not control and are not responsible for their content, availability, terms or practices.

11. Availability

We aim to keep the Site available but provide it "as is" and "as available". We may change, suspend or withdraw the Site at any time without notice, and we do not warrant that it will be uninterrupted or error-free.

12. Disclaimer of warranties

To the fullest extent permitted by law, we disclaim all warranties, express or implied, including implied warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy and completeness, in relation to the Site and its content.

13. Limitation of liability

To the fullest extent permitted by law, we are not liable for any indirect, incidental, special, consequential, exemplary or punitive damages, or for loss of profit, revenue, business, goodwill, data or anticipated savings, arising out of or in connection with the Site, your enquiry, any lead supplied, or any dealings with a broker or lender.

Our total aggregate liability arising out of or in connection with the Site and these Terms is limited to the greater of [AMOUNT] or the total fees you paid to us in the three (3) months before the event giving rise to the claim.

Nothing in these Terms excludes or limits liability that cannot lawfully be excluded, including liability for fraud or fraudulent misrepresentation, or for death or personal injury caused by negligence.

14. Indemnity

You agree to indemnify and hold us harmless against claims, losses, liabilities, damages, costs and expenses (including reasonable legal fees) arising from your breach of these Terms, your misuse of the Site, your handling or use of lead data, or your breach of any applicable law.

15. Privacy

Our handling of personal information is described in our Privacy Policy, which forms part of these Terms.

16. Changes to these Terms

We may update these Terms at any time. The "Last updated" date above shows the current version, and continued use of the Site after a change means you accept the updated Terms.

17. Governing law and disputes

These Terms and any dispute arising out of them are governed by the laws of [STATE / COUNTRY], without regard to conflict-of-law rules. You and we submit to the exclusive jurisdiction of the courts of [CITY, STATE / COUNTRY], except that either party may seek injunctive relief in any competent court.

18. General

  • Entire agreement: these Terms, the Privacy Policy and any signed lead supply agreement are the entire agreement between us on their subject matter.
  • Severability: if a provision is found unenforceable, the rest remains in force.
  • No waiver: a delay in enforcing a right is not a waiver of it.
  • Assignment: you may not assign these Terms without our written consent; we may assign them in a merger, acquisition or sale of assets.

19. Contact us

Capital Lead Connect [LEGAL ENTITY NAME]
[REGISTERED ADDRESS]
Email: [CONTACT EMAIL]
Phone: [PHONE NUMBER]


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